Wading into Flood Waters:
Easily one of the most discussed topics on Hilton Head revolves around flood insurance and the impact of preliminary flood map changes recently released by FEMA. When does the change take effect? Will my flood insurance cost increase or decrease? Do I even need flood insurance? These are some of the questions being asked of area insurance professionals.
The good news is, based on the preliminary maps released by FEMA, the majority of residents on Hilton Head will benefit from the map change. These proposed changes will result in lower base flood elevation requirements and zone changes, which should create a positive impact on the cost of flood insurance. The timing for implementation is still a bit unclear . by the best…
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