Sea Pines Home

After more than 30 years, and using the latest technology available, FEMA has finally updated and released their highly anticipated preliminary Flood Insurance Rate Map (FIRM) for Beaufort County showing how a 100-year flood event is likely to impact your property. As a result, big changes are in the making for flood insurance requirements on a number of properties around Hilton Head Island, including Sea Pines Plantation. Homes that are presently required to carry flood insurance for mortgage purposes will no longer have that requirement if they're located in FEMA's newly created Zone X (Shaded and Unshaded).

Homes in Zone X (Shaded and Unshaded) are being reclassified onto higher ground with a moderate to minimal risk of flooding. This creates…

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